Category: Opinions

Insurance deserts are areas in which consumers and businesses struggle to pay for or secure coverage … Continue Reading >How climate change can create insurance deserts

After several unpredictable years of rate spikes and underwriting pressure, auto loss ratios are beginning to moderate and stabilize. … Continue Reading >Competition among auto carriers will increase in 2026

Errors, bias and fraud are being magnified by AI. … Continue Reading >When AI risk becomes uninsurable

Insurance companies can and should play a big role in helping customers cut their policy costs. … Continue Reading >How insurers can partner with consumers

The actuarial profession is at an inflection point as actuaries focus on sustainability, implementing AI and collaborating across company infrastructures. … Continue Reading >2026 predictions for actuaries

When AI is simply layered on top of policy-centric platforms, batch-based processes, and siloed data models, it inherits their limitations. … Continue Reading >AI is stress-testing insurance’s foundations

Insurance companies need more reliable, bottom-up data and more strategic technology partnerships. … Continue Reading >Cyber insurance growing pains and catalyzing innovation

Tracking fraud, waste and abuse in healthcare is a challenge, but AI is helping insurers identify it sooner. … Continue Reading >Smart claims and the evolution of FWA detection in health insurance

The most impactful data today is clean, structured, operational data collected across the entire policy lifecycle. … Continue Reading >How data can unlock value across the insurance chain

AI is transforming underwriting and helping to automate different aspects while improving the customer and agent experience. … Continue Reading >Insurance underwriting in the age of AI